This is beautiful I’m a saver a weaker earner(could be doing so more I feel but am tuff on myself!) and a grateful humble giver. My mother and father gave and gave and I never understood its part of the 3 keys to the individuals basic money system and spirituality. I loved this to break myself down honestly! Thanks Dave. We were never taught nothing about this in schools. So lucky to hear this laid out in words it all makes sense now and it’s most basic form.
Yes People enjoy your money!. I worked so hard that when I could actually spend some money. I had no idea how to enjoy it. I actually had to watch my friends and see how they enjoyed it.
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family
I have always been a saver, but I am pretty much in balance. I will spend if I have the money and there is something I want/need. I have given a little, but mainly I donate my time/skill to charities.
Generally people are ruined by their excessive unnecessary expenses if they think for moment ll realized That there was no need to spend over unnecessary things, they keep spending it on such useless things The habit of showing off only ruins them While spend only over those things which really need Saving is important priority than show off Cut off unnecessary spending n increase savings
Paid off my debt, building up my emergency fund and looking forward to buying my first home…in CASH!! Thanks Dave! You're awesome! You pulled me out of the gutter and out of government assistance to being self sufficient.
I initially did the lump sum buy, 125k into SCHD, 75k TSLA, 25k VYM, 25K VUG. Now I'm dca buying roughly 2k every week of whatever is on sale, and looking to add more tech positions to my portfolio. I'm looking to hold long term 15 – 20 years, so hopefully my lump sum buy in doesn't bite me in the ass long term.
Hey guyz can you please help me i need some money could you please help i will return it soon but its urgent if anyone can help please reply i will provide you my no so that you can belive me that i will return it soon.
Had 8k after selling my car…. Money was gone within 3 weeks. Had about 1,500 in Debt, paid NONE of it. Just went shopping and bought weed. Ashamed and embarrassed.
How can you do all these 3 things as middle class man no way?!
Every thursday is pay day a 1000$ in a 1000$ out
I eat ramen and drive a 2010 accent without rockers I live paycheck to paycheck never buy clothes never go out I drink 6 pack of beer everyday and sniff an 8 ball per week. Thats all I do. But I make a minimum of 1000$ per week 1000$ per month for my mortgage.
I think you need to consider consuming edible insects that are inside your home, and readily available to you to supplement your diet. Additionally, I believe it’s important to research how inmates in the Nazi concentration camps had to eat anything that crawled. You should absolutely never eat out at restaurants where you’re expected to leave a tip. Prisoners of war had to eat protein rich cockroaches to survive. If you really want to save money, you must realize that you’re living in a dog eat dog world. The number of con artists has increased exponentially. If you deny yourself every conceivable human luxury, you might survive. Maybe!
Its hard for me to give money because I often think if I give money to someone in need , it will make there life worse. I would rather teach them how to be wealthy than give them money.
I recently discovered roulette, lost 25 euros and I am terrified at how easily I paid 25 euros for something with almost no second thoughts. More terrifying is that at some point I had more than what I first bet but didn't pull out..now I am watching these videos to calm down.
He does not need to buy a new car. The beaters are sufficient. Air bags are overrated. Cars are a liability.
Saving resources itself isn’t bad, but saving money would result in loss of money due to inflation
This is beautiful I’m a saver a weaker earner(could be doing so more I feel but am tuff on myself!) and a grateful humble giver. My mother and father gave and gave and I never understood its part of the 3 keys to the individuals basic money system and spirituality. I loved this to break myself down honestly! Thanks Dave. We were never taught nothing about this in schools. So lucky to hear this laid out in words it all makes sense now and it’s most basic form.
Yes People enjoy your money!. I worked so hard that when I could actually spend some money. I had no idea how to enjoy it. I actually had to watch my friends and see how they enjoyed it.
I’m a HUGE saver. Which is why it hurt so much to pay off my debt. But it needed to happen to move forward
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family
I love u Dave
I have always been a saver, but I am pretty much in balance. I will spend if I have the money and there is something I want/need. I have given a little, but mainly I donate my time/skill to charities.
Give? No thanks.
Generally people are ruined by their excessive unnecessary expenses if they think for moment ll realized That there was no need to spend over unnecessary things, they keep spending it on such useless things The habit of showing off only ruins them
While spend only over those things which really need
Saving is important priority than show off
Cut off unnecessary spending n increase savings
👋🏼🙏🏼
I would love to work with the Video team.
What is this "giving" you speak of?
Paid off my debt, building up my emergency fund and looking forward to buying my first home…in CASH!!
Thanks Dave! You're awesome! You pulled me out of the gutter and out of government assistance to being self sufficient.
This is the path to getting out of debt, but once you learn "money". Don't be afraid to play strong offense!
I initially did the lump sum buy, 125k into SCHD, 75k TSLA, 25k VYM, 25K VUG. Now I'm dca buying roughly 2k every week of whatever is on sale, and looking to add more tech positions to my portfolio. I'm looking to hold long term 15 – 20 years, so hopefully my lump sum buy in doesn't bite me in the ass long term.
3 basic money skills
1.. spending ( enjoying life with your money)
2…. Saving/ invest
3… Giving
save money without cashflow is a joke
I am like Dave Ramsey, when I buy I enjoy it and when I give I am generous. It is difficult for me to save money. I have to train myself to save.
Why does dave cover up his nipples so often? Please answer.
Hey guyz can you please help me i need some money could you please help i will return it soon but its urgent if anyone can help please reply i will provide you my no so that you can belive me that i will return it soon.
You can’t take it with you. Spend it!!
This advise is worthless to someone on SSDI income.
Get a 100,000 mile Toyota Camry they are excelent cars and will out live American cars everytime!
God bless you Mr. Ramsey
I make 3k a week but can’t save a penny
Giving money away…i’ll take someone to lunch is about it. A lot of us aren’t in a position to give the amount Dave recommends.
Just gotta replay these videos back to back everyday to make it tattoo in my head. I’m hardheaded and tbh these videos just keep putting me on check
Has anyone figure out who his friend is? LoL.
3bil in Tennessee??
Spending. Saving. Giving. 🙏🏾
Such solid advice for people that have no financial education which for public schools is about all of us.
I’m 13 and if I keep it up I’m a be 1 step a head on my generation
Im Ramsey and I’m so generous and altruistic.
Dave…same pitch…😊🙂……me too enjoy spending and giving…..not saving….😎
1. Earning money
2. Saving/Investing
3.Expenses/Giving
Giving ain't free Dave. It's an expense😅
Had 8k after selling my car…. Money was gone within 3 weeks.
Had about 1,500 in Debt, paid NONE of it.
Just went shopping and bought weed.
Ashamed and embarrassed.
How can you do all these 3 things as middle class man no way?!
Every thursday is pay day a 1000$ in a 1000$ out
I eat ramen and drive a 2010 accent without rockers I live paycheck to paycheck never buy clothes never go out I drink 6 pack of beer everyday and sniff an 8 ball per week. Thats all I do. But I make a minimum of 1000$ per week 1000$ per month for my mortgage.
Everythings is too expensives nowadays its scary
I think you need to consider consuming edible insects that are inside your home, and readily available to you to supplement your diet.
Additionally, I believe it’s important to research how inmates in the Nazi concentration camps had to eat anything that crawled.
You should absolutely never eat out at restaurants where you’re expected to leave a tip.
Prisoners of war had to eat protein rich cockroaches to survive.
If you really want to save money, you must realize that you’re living in a dog eat dog world. The number of con artists has increased exponentially.
If you deny yourself every conceivable human luxury, you might survive. Maybe!
I some help anyone wants to give me
Its hard for me to give money because I often think if I give money to someone in need , it will make there life worse. I would rather teach them how to be wealthy than give them money.
Yes! I have such a hard time spending money! Because getting any amount takes so long but it goes so fast!
wow first time i heard Dave support buying a reliable car 😂
Make it a natural default to save 💸
I recently discovered roulette, lost 25 euros and I am terrified at how easily I paid 25 euros for something with almost no second thoughts. More terrifying is that at some point I had more than what I first bet but didn't pull out..now I am watching these videos to calm down.
I can save pretty well but I have a problem spending money on cars 🙄
Same here for me Iam not so good at saving but Iam working at it.