December 18, 2024

50 thoughts on “Investing: Buffett’s thoughts on when to hold cash 💵 #shorts

  1. If you want to hold a cash, park it in high yield savings accounts or buy US treasury bills & bonds. For all his talk about "not holding cash", Buffett has $150 billion in 3 & 6 month treasury bills. Although we would suggest investing in longer duration bills and bonds to lock in current higher interest rates.

  2. I don't know how I feel . I have zero debt . I don't own anything nice . I rent I have an old 25 year old car. I am heavily invested into crypto ( I put money inwas going to buy house ) into the bear market .. Society makes me feel like I haven't made it an that I'm way behind in life …

  3. I can understand people being bearish with these conditions. However, it is not reasonable for most people to sit on the sidelines while your cash position debases by 10% or more per year..What is the best way for me to avoid inflation eating up my cash reserve of about 300k while investing it?

  4. I like the recommendation for individuals to have two different banks with the objective to save a min of 10% of their earnings in a separate bank from their main bank account and to do this until they have 3-12 mo of their baseline expenses set aside. The separate banking institution seems to help some with the ability to treat the income reserves fund as “out of sight, out of mind.”

    Next consider using a min of 15% of your income to buy income producing assets (such as ETF, low-cost index,stocks) and or use it to pay down high interest debt where that exists.

    Once your 3-12mo emergency fund / cash reserves is funded you can add that 10% to the 15% investment purchasing fund to equal 25%.

    If you have a need to dip into the cash reserves then you can resume using the min 10% formula to back fill it before moving forward to fund investments.

    Temporarily pausing the investing or directing a portion of the 25% to save for a down payment on a home is an option, particularly if it is financially difficult to do so while building your other investments.

    Use the remaining 75% of your earnings for living expenses and saving up for expenses and purchases.

    It does take some financial discipline and sometimes the financial brain doesn’t fully develop until about age 35, so I’m told but having a template to go from and some education is a head start we all need.

  5. Why has Mr Buffett $189 B in cash then. Debt is $130 B…imo save as muchcash as you can don't listen to all th BS. 25% towards investments & the rest towards a freedom fund or emergency fund…aim for a 20- 40% savings rate.

  6. This (originally) western style of capitalist living is so terrible if you think about it, it enslaves you into an unnatural way of life. I much rather enjoy the simple life. Land, animals, family, culture, traditions, mental growth, good food, etcetera.

  7. Warren buffet is not a financial genius. The advice he gives is not rocket science. He literally talks like a normal person with basic common sense investing knowledge. He’s just another regular dude that got lucky by investing in the right assets at the right time. This can literally happen to 99.9% of all investors. The problem is that most people do not invest at all so it makes the people who actually invest look like geniuses when they become wealthy overtime. This is suppose to happen to everyone. Most of the time it’s all about when you invest for significant growth. That’s why I don’t understand why some folks bash long term strategies for leverage ETFs. They can literally make you a multi billionaire if you invest into them and dollar cost average into them in the right time periods with the right market condition.

  8. Is it just me or does every finance video just have spam/scam comments? I can’t even see what people are saying about videos any more because every time it’s just spammers.

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