Fyi, there’s a big catch for anyone considering of adding an online bank for some savings interest income. These online banks typically require your paychecks be direct deposited to the online bank account. I was not willing to do that as it requires major changes to bill paying, rent or mortgage paying, etc.
Great video, I've been interested in investing ever since I came across articles of people making up to $150,000 and more in this period, thanks for the video but is it really possible for a retail investor to achieve this in months?
I Hit 110k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started last month 2024. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject. thanks to Louise O'Brien for helping me achieve this.
soo. is there a downside to high yield savings accounts? Ive had like 40K in BofA for the last few years that gives me essentially nothing, if i had it in a high yield (4-5%) I'd have gotten 4k for free.. but is there a downside? Dings my credit? Yearly fee? Harder/Longer to transfer money?
-Here is a link containing the source material for each piece of research cited. I do my best to make my videos as accurate as I can, and the additional resources should help anyone who wants to look into them further – enjoy! https://docs.google.com/spreadsheets/d/1yYgrMgUrP-bmHE16aMNAfcISnnRKuWASnvVoVjQv_9M/edit?usp=sharing
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Lmao ya the reason people dont have savings is because of no financial education and has nothing to do with low wages and the poor tax🙄
Yotta bank? The “not a casino” bank that you promoted and partially owned?
Yotta took my money
Just start scamming people. It's what you do.
Fyi, there’s a big catch for anyone considering of adding an online bank for some savings interest income. These online banks typically require your paychecks be direct deposited to the online bank account. I was not willing to do that as it requires major changes to bill paying, rent or mortgage paying, etc.
Great video, I've been interested in investing ever since I came across articles of people making up to $150,000 and more in this period, thanks for the video but is it really possible for a retail investor to achieve this in months?
bad video…. dont do that.. go work and save your money… he is a scammer!
Scammer
Graham you’re cooked. You’re involved in Yotta and you’re giving financial advice? 😂
I Hit 110k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started last month 2024. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject. thanks to Louise O'Brien for helping me achieve this.
Just a quick summary to help:
💡 Financial Education: Most people lack money management skills due to poor education and taboos around discussing money.
🚨 Emergency Funds: 63% of Americans can't cover a $500 emergency. Learning financial basics can help grow wealth.
📊 Track Spending: Use tools like Rocket Money or Excel to track expenses for 60 days, identify waste, and save more.
💰 High-Yield Savings: Use high-yield savings accounts and money market funds to earn better returns on your cash.
💳 Manage Debt: Pay off high-interest debt first (Avalanche method) or start with the smallest balances (Snowball method).
📈 Invest in Roth IRA: Open a Roth IRA for tax-free growth, contributing up to $7,000 annually.
🗂 Diversify Investments: Use index funds (80% S&P 500, 20% international) and make consistent contributions.
📉 Realistic Returns: Expect average returns around 7-8% long-term, not the high returns seen in recent years.
🔍 Personal Portfolio: Diversify like Graham: 35% real estate, 35% index funds, 20% high-yield savings/treasuries, 10% alternative investments.
⏳ Stay Consistent: Stick to basic financial strategies for long-term wealth building.
Hey Graham, can I borrow some money, I put most of my money in your 'bank' and now I can't access it
Your a scammer
How many ways can you say save money?
Graham: Yes
Respond to this comment 1:26 this guy steers so many people wrong and takes zero accountability for it do not treat this man like a expert
Scammer.
Do you think I shoupd put all of my savings in YOTTA, the bank you own.
By not listening to you in the first place. Yotta
Scaming your subscribers is a way for you to become rich.
Yotta Yotta Yotta Yotta Yotta Yotta Yotta Yotta Yotta Yotta Yotta Yotta Yotta Yotta Yotta Yotta Yotta Yotta Yotta Yotta Yotta Yotta Yotta Yotta
Whats up with Yotta?
Yo man you got anymore scams to promote? Looking to buy in
promoting financial scams is a good way to get rich
A: Buy a bank and take poor ppls money
I love buying banks and scamming the naive.
The best way is to not listen to Gragham Stephan
i wanna buy a bank.
Never trust these channels, you are always the method for them
What app does he use to invest money into the sp500?
soo. is there a downside to high yield savings accounts? Ive had like 40K in BofA for the last few years that gives me essentially nothing, if i had it in a high yield (4-5%) I'd have gotten 4k for free.. but is there a downside? Dings my credit? Yearly fee? Harder/Longer to transfer money?
this man is a scammer, FTX, Yotta. this man makes all his money from you/youtube, not from stocks. do NOT trust anything this guy shills.
Waiting on a new video "Why you shouldn't buy a bank"