27 thoughts on “Gen-Z Scumbag Thinks He’s Better Than Me | Financial Audit”
▶We bring in his girlfriend into the post-show to confront their combined financial insanity… he gets on her for being bad, but he has hidden all his spending and debt from her… watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
▶Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle plus get $100 in a cash gift for signing up to start investing!
▶Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms & Conditions Apply
▶Go to https://invideo.io/i/CalebHammer and use code CALEBHAMMER50 to get twice the number of video generation credits in your first month!
I cant wait till next year gonna have my wifes car paid off in march and all Cc paid by mid-end of summer and only debt we will have then is the mortgage and whatever it will cost to replace all our windows once the other stuff is paid off
It would be nice to have a playlist of people who are doing well. All of these people are pretty much the same story, they spend too much, they don't monitor their finances, they take debt and have not patience. I'd really like to watch some episodes with people who have learned these simple lessons.
Debt free except for a 15 year fixed rate mortgage! Household income between my wife and I of $120,000 and $127,000 mortgage with $1,153 monthly payment. Super blessed!
My cousin bragged about getting 4% cash back on his Amazon Credit Card, but then only pays minimum payents. Idk what the interest is, but he said he couldn't afford to Auto-pay it…
Caleb did his best, but I can't believe so many people made it through this guy's disgusting mouth sounds. Can't believe he's in sales. Deeply repulsive.
when i was young we had paper checks to pay bills. we got the bill, wrote a check, sent it as payment for our electricity, water, insurance etc etc. Then we got these things called debit cards. they are cost effective for banks and are "green" so we paid bills in leu of checks… using our checking account! And guess what? That means the bill was paid, not transferred to a card extending credit. Do people not use checking accounts anymore? Who pays regular bills with credit cards??? that is so stupid! even as a totally very poor young single mother I only maybe over extended my checking 3x a year! Pay that a few times you lose a week of groceries for your kids. You learn quick to only spend what you have! So, in general I lived credit free. Why oh why are kids getting so many cards??? makes no sense!!! and why don't they take it seriously. This is a crime! They all laugh and smirk and say the dumbest things to justify their spending when they do not have the money! sounds like they need to go old school
He's not getting the part where you have to calculate your necessary expenses FIRST… You weren't focusing on that enough… He's prioritizing his credit cards meaning he's using all of his money to pay those and THEN he's paying his other expenses with credit cards… He needs to just do it the other way around… Saying it louder isn't saying it different if he's not understanding you… I promise he can hear you
▶We bring in his girlfriend into the post-show to confront their combined financial insanity… he gets on her for being bad, but he has hidden all his spending and debt from her… watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
▶Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle plus get $100 in a cash gift for signing up to start investing!
▶Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms & Conditions Apply
▶Go to https://invideo.io/i/CalebHammer and use code CALEBHAMMER50 to get twice the number of video generation credits in your first month!
When you think about a red bull or Mountain Dew at a gas station will cost you 30$ by the time that maxed out CC is paid off. Hmmmm.
Adobe vs. premier conversation: all while Davinci Resolve is FREE 🤦♂
This dude and his pens and his subscriptions. Why?
I cant wait till next year gonna have my wifes car paid off in march and all Cc paid by mid-end of summer and only debt we will have then is the mortgage and whatever it will cost to replace all our windows once the other stuff is paid off
It would be nice to have a playlist of people who are doing well. All of these people are pretty much the same story, they spend too much, they don't monitor their finances, they take debt and have not patience. I'd really like to watch some episodes with people who have learned these simple lessons.
lol my husband calls this show Hammer Time
Debt free except for a 15 year fixed rate mortgage! Household income between my wife and I of $120,000 and $127,000 mortgage with $1,153 monthly payment. Super blessed!
My cousin bragged about getting 4% cash back on his Amazon Credit Card, but then only pays minimum payents. Idk what the interest is, but he said he couldn't afford to Auto-pay it…
deaf guy here with bluetooth hearing aids that absolutely home in on incessant lip smacking
good lord the sound obliterates me
Caleb did his best, but I can't believe so many people made it through this guy's disgusting mouth sounds. Can't believe he's in sales. Deeply repulsive.
$42k in debt 2yrs ago. $5300 is left. Will have it paid off and be totally financially free by end of this dec!!
I’ve paid off cc debt with loans like 4 times and the balances went right back up. It only stopped once I put myself on a strict budget
This guy works in Tech but needs a $44 fountain pen that needs 4 bottles of refill that “dries out easily”?
Didnt Caleb say that this guy purchased something from Grindr? And he has a gf…?
Who is the guy? I want full interview
Financial advisor: Uh just get a macbook pro for video editing.
Stick to your lane, Caleb, damn..
These are some of the worst minimum payments I've seen. Interest is killing this guy too.
A tenth of 60k is 6k
Nooo they have no money don't recommend paid software for video editing. DaVinci Resolve is free and really good.
ps. Caleb, i love this show. You are a trip, and you help me not spend on dumb ca-ca I do not need.
when i was young we had paper checks to pay bills. we got the bill, wrote a check, sent it as payment for our electricity, water, insurance etc etc. Then we got these things called debit cards. they are cost effective for banks and are "green" so we paid bills in leu of checks… using our checking account! And guess what? That means the bill was paid, not transferred to a card extending credit. Do people not use checking accounts anymore? Who pays regular bills with credit cards??? that is so stupid! even as a totally very poor young single mother I only maybe over extended my checking 3x a year! Pay that a few times you lose a week of groceries for your kids. You learn quick to only spend what you have! So, in general I lived credit free. Why oh why are kids getting so many cards??? makes no sense!!! and why don't they take it seriously. This is a crime! They all laugh and smirk and say the dumbest things to justify their spending when they do not have the money! sounds like they need to go old school
The second a new apple product comes out he will be back in debt
This is insane. Hes in this much debt and financing a million apple products.. what the actual f
He's not getting the part where you have to calculate your necessary expenses FIRST… You weren't focusing on that enough… He's prioritizing his credit cards meaning he's using all of his money to pay those and THEN he's paying his other expenses with credit cards… He needs to just do it the other way around… Saying it louder isn't saying it different if he's not understanding you… I promise he can hear you
No one is going to hire a self study building inspector with absolutely no construction experience. I promise you
It is killing listeners