Want some book recommendations? See here https://youtu.be/Da_kzhAvkRw *//Investing Apps and FREE Shares* …
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Today's News for Tomorrow's Brew
Today's News for Tomorrow's Brew
Want some book recommendations? See here https://youtu.be/Da_kzhAvkRw *//Investing Apps and FREE Shares* …
source
I remember investing in Barclays income builder in 1988 – it was one of the best decisions I've ever made. Just lock in and leave it.
wonderful video!
Number 9. I wish I had discovered your channel earlier!
Hey Toby! Really enjoying your videos, Found them a few weeks ago and I am keen to start my journey into investing – quick one, with the suggestion of investing monthly, why is that preferable to fewer but higher investments throughout the year? I’m considering HL as my first platform but with apparently quite high fees it seems counter intuitive to be paying them so frequently. Thanks again and please keep making content!
I literally am the poster child for point 6. I wish I had started sooner because I started right after the covid recovery and it’s been a sequencing risk fiasco ever since. BUT I have held firm and kept making those monthly contributions into a diversified ETF portfolio… it better pay off!
A book that I’d recommend for UK readers is How to fund the life your want, Robin Powell and Jonathan Hollow
Recently, I bought additional stuff. It is also a terrible idea to save money for a downturn in the market. Recessions and depressions can be viewed from a variety of angles, big profits aren't always possible, and taking a chance is preferable to doing nothing. The bottom line is that by diversifying your portfolio and making informed judgements, you will attain outstanding outcomes. In just five months, the raw earnings of my portfolio increased by $608k.
thanks for the video, very cool very useful for beginners
I am a novice in this business, and my question is: when is the best time to buy FTSE All-World UCITS ETF (VWRL) and S&P 500 UCITS ETF (VUSA)? Should I monitor the market and wait for the prices to dip? Thanks.
Great video. How can we get everyone to invest in a stocks & shares ISA, even at £5 per month? The perception is that these are for the rich, and a very low % of the UK population hold one. It's such a shame that so many miss out on tax free, compounded growth over their lifetime.
i agree with all yout points Toby, i would just add the importance of budgeting and actually spending the time to track what you spend to ensure you are keeping your costs low and investing the most, it definitely makes you think twice about future spends and helps really understand your personal finances .The second one i would say about the concept of paying yourself first by transferring an amount of money for saving/investment as soon as you are paid each month
At 20 I had moved abroad. I had money from work, but no way to invest it. Not even in real estate. Once I got the permit to invest, I went with real estate ofcourse. I wish I hadn't. I'm not doing rea estate or business that most go for. Market it is. Easy and I sleep like a baby.
Great take on the fundamentals 👍 I retired last year at 53. I started my investment journey 25 years ago. Oh, how, I wish I'd just invested in index find or etfs. I think I'd be 300k richer with all the single companies I have wasted investments on. On the upside, I really concentrated on isas and have a large isa portfolio.
If could travel back in time and give advice to myself, it would be.
Buy 3 etfs
Sp500
Eqqq
Schd
All in isas and sipps don't bother with invidual stocks, no stress, no hassle. That's it 👍
Do you have a link where you got that cool stock ticker that’s on the wall in the back of your video?
I have only just started investing aged 60, have I missed the boat or is it worth sticking with it ? Keep up the informative content.
Toby, you have it absolutely right……..I wish I knew all you know much earlier also…..Great video!!
Time in the market isn't always true, check the nikkei 225. If you were mega bullish on Japan in the late 80's as many were, you are still underwater. If you had the discipline to keep investing in it I guess you would eventually made some money but it would have took decades.
Thank you
Great advice. I doubt the £20,000 ISA limit will last 5 more years under a Labour Government. And pension tax relief could be capped at 20%. So I would say max out your contributions before the first 'emergency' Labour budget.
0:00: 💡 Index funds are important for beginner investors and can beat the market without the need for expensive money managers.
2:55: 💡 The speaker reflects on the importance of investing in a Roth IRA for long-term tax benefits.
5:42: 📉 The speaker emphasizes the importance of doing research and being prepared for the ups and downs of investing, sharing a personal experience of doubting their investments during a market dip.
8:35: 📈 Investing in low-cost passive index funds is a stress-free long-term strategy that beats trying to time the market.
11:44: 💰 Fees can have a significant impact on investment returns over the long term.
Recap by Tammy AI
Loving the thumbnail facial expressions. I mean it.
I'm interested in starting trading, I'm initially doing research before I begin. One thing I'd like to know is how taxing works.
I'm currently employed so my taxes are dealt with by my employer (and the tax man), it's not something I have to do myself as a self-employed person would.
If I get into trading, would I then need to also start sorting my own taxes?