December 18, 2024

33 thoughts on “5 Essential Financial Goals To Achieve Before 30

  1. I’ve been diligently working, saving and contributing towards early retirement and financial freedom, but the economy so far has caused my portfolio to underperform, do I keep contributing to my 401k or look at alternative sectors to meet my goals?

  2. Simpler solution if you get paid weekly use 2 paychecks for bills and the other two to save/stack/invest. If you get paid biweekly use 1 paycheck for bills and the other to save/stack/invest. Easier said than done but If you can’t afford it don’t buy it. That goes for renting too. If you can barely afford rent tough shit better start a 2nd job immediately or learn a new skill to get paid more

  3. Heyyy I'm from Italy. I just have a question for my US friends. Why do you guys use credit cards do much? In Europe is quite normal to use debit cards only, so you pay with your money and that's it (credit cards in Europe also don't have benefits at all).. doesn't it make more sense?

  4. Renting is a scam, my grandparents rented a house for theire entire life, with the money they spend on rent in total over all those years they could have easily paid of a loan to buy it twice.
    If you buy a house with a loan from the bank you could always just sell the house and pay of the rest of the loan with that money and get back what you allready paid.
    If you rent a house and stop renting it you are left with nothing and all the money you used to pay rent is gone for ever.

  5. Credit score is such an American thingy. In the US you have to go into debt to get better loan rates while in Europe you'll get better loans if you don't have debt or credit to reimburse. Discombobulating. I'll never understand how having thousands of debts makes you a reliable person / customer. The US system milks you guys so hard I can't even fathom.

  6. I'm 29 and feel so behind on as my fiance and I are planning a wedding so things are tight and are carrying balances currently. After the wedding on October we will be going all in to clear up the debt

  7. Imagine actually doing all of these in your mid 20s all on your own and actually having a 700 fico to one day put your name on a car for your past fiance. 😢 I honestly wish more car companies had release forms because whether you do better on your credit or not it’s still determined by the one bad choice you made unless or until you can get them off.

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