OP was kind of flippant about it, but asking your current employer for a raise isn’t a bad idea. If you go into the conversation at the right time with solid evidence demonstrating why you should get a raise, then the worst they can say is, “no,” or “not until the next fiscal year.” It might not be immediate, but your employer will know that you want more compensation for your work. Be reasonable and ready with measurable reasons why you deserve more (e.g., you did great on a major project, solved a difficult problem, made a money-saving change, completed professional development/training/edu, etc.).
This works best when you know what’s going on with your employer. This isn’t feasible if there isn’t money to give raises (e.g., the company is struggling, sales are down, there’s a hiatus on promotions, etc.).
Buying everything to cook a complete meal at the grocery store, costs more than going out. I recently went to a major chair grocery store and I bought items for a simple meal, meat potatoes and vegetables, bread, this was $ 61.00!
I'm doing alright saving my money already, but last night I decided to pay off my bike, which was $345 a month, and I paid off my best buy card which I was putting 500 a month to pay it off to avoid interest after 12 months. with that alone I will be able to put 10k into my account in a year. without all the other saving, So I cant wait until the end of this year to see how much I can build and also find a side hustle to help even more. even with the payments though I was able to save a decent amount. but I cant wait.
try Germany hahahaha we pay up to 41% of our income in taxes T_T the salará offers are not atractivo that much as you know how much you will pay yearly… and the more you eran the more you pay
How exactly can one save with this high inflation, even the savings we have aside is being eaten by inflation. The high inflation is a significant reason why most retirees have sleepless nights. The increase in prices of everyday items puts them at risk of running out of money. As prices rise, the amount of money retirees can withdraw from their retirement savings also increases.
Trying to save 30k in 2026 breaks down to 625 a wk which is very doable. 2025 work be straight debt payment unfortunately but I’ll still put away 10,800. (425) wkly.
It's all gambling for me 🤡. But I appreciate that it's at the bottom of the list when you're saying "it's easily controllable". Definitely horrifically self inflicted, easily as destructive as a drug addiction except it's not socially stigmatized the same way. Everyone knows a degenerate gambler. 🤡🤡 maybe today's my Lucky day!
Cutting back expenses. For a lot of people it sounds simple, but it's not easy. It wasn't easy for me at first but I did manage to get to my 10.000 euros goal this year.
As a full time employed single parent, do yourself a favor – stock up on Red Baron pizzas in the freezer. When you're too exhausted to cook and/or cooking first requires an hour of cleaning dishes, a $5 frozen pizza will save you a TON of money versus getting takeout or delivery. That takeout or delivery wasn't going to be healthy either.
Ok I disagree. You can Uber everywhere. Think you have a side hustle and while you're getting driven around that's an extra half hour to an hour you can make more money. And going out to eat doesn't make you broke. Ok if I cook at home. I spent the money on the food . I spent time cooking it and then you spent time cleaning up. Look how much time you spent in that . I can go eat out and save time . Time is money
OP was kind of flippant about it, but asking your current employer for a raise isn’t a bad idea. If you go into the conversation at the right time with solid evidence demonstrating why you should get a raise, then the worst they can say is, “no,” or “not until the next fiscal year.” It might not be immediate, but your employer will know that you want more compensation for your work. Be reasonable and ready with measurable reasons why you deserve more (e.g., you did great on a major project, solved a difficult problem, made a money-saving change, completed professional development/training/edu, etc.).
This works best when you know what’s going on with your employer. This isn’t feasible if there isn’t money to give raises (e.g., the company is struggling, sales are down, there’s a hiatus on promotions, etc.).
how
Should I be saving like buying shares of spy and then selling when I need the cash? And eating the capital gains tax?
Buying everything to cook a complete meal at the grocery store, costs more than going out. I recently went to a major chair grocery store and I bought items for a simple meal, meat potatoes and vegetables, bread, this was $ 61.00!
I'm doing alright saving my money already, but last night I decided to pay off my bike, which was $345 a month, and I paid off my best buy card which I was putting 500 a month to pay it off to avoid interest after 12 months. with that alone I will be able to put 10k into my account in a year. without all the other saving, So I cant wait until the end of this year to see how much I can build and also find a side hustle to help even more. even with the payments though I was able to save a decent amount. but I cant wait.
Step one have a high paying job or multiple jobs🤣
But I love me some rice and beans eh! 😋
Ok so the alcohol thing is not happening
I had to watch the painting over the electrical socket part twice lol. Wtf 😂
try Germany hahahaha we pay up to 41% of our income in taxes T_T the salará offers are not atractivo that much as you know how much you will pay yearly… and the more you eran the more you pay
How exactly can one save with this high inflation, even the savings we have aside is being eaten by inflation. The high inflation is a significant reason why most retirees have sleepless nights. The increase in prices of everyday items puts them at risk of running out of money. As prices rise, the amount of money retirees can withdraw from their retirement savings also increases.
Trying to save 30k in 2026 breaks down to 625 a wk which is very doable. 2025 work be straight debt payment unfortunately but I’ll still put away 10,800. (425) wkly.
Thanks for sharing this video. I learned so much.
Inspirational and informative video
You are an inspiration
It's all gambling for me 🤡. But I appreciate that it's at the bottom of the list when you're saying "it's easily controllable". Definitely horrifically self inflicted, easily as destructive as a drug addiction except it's not socially stigmatized the same way. Everyone knows a degenerate gambler. 🤡🤡 maybe today's my Lucky day!
Not only are you saving money from acohol or smoking, you are also saving your liver and your lungs.
Investments are the roots of financial security; the deeper they grow, the stronger your future will be."
Cutting back expenses. For a lot of people it sounds simple, but it's not easy. It wasn't easy for me at first but I did manage to get to my 10.000 euros goal this year.
As a full time employed single parent, do yourself a favor – stock up on Red Baron pizzas in the freezer. When you're too exhausted to cook and/or cooking first requires an hour of cleaning dishes, a $5 frozen pizza will save you a TON of money versus getting takeout or delivery. That takeout or delivery wasn't going to be healthy either.
Ok I disagree. You can Uber everywhere. Think you have a side hustle and while you're getting driven around that's an extra half hour to an hour you can make more money. And going out to eat doesn't make you broke. Ok if I cook at home. I spent the money on the food . I spent time cooking it and then you spent time cleaning up. Look how much time you spent in that . I can go eat out and save time . Time is money
How about the more you work the more tax you have to pay